Your Path to Relief

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About Us

At Vivacity Group Limited, we understand the challenges individuals face when dealing with unsecured debt and creditors. Over the past four years, our mission has been to assist people in finding the right solution for their unique circumstances. We recognize that financial and mental struggles can arise, and our role is to identify those who are experiencing difficulties with unsecured creditors whose debts have been passed on to third parties.


Our Team

Our team acts as a bridge, connecting individuals with reputable law firms that specialize in debt resolution. We do not provide financial advice or legal services directly. Instead, we listen to each client's situation and guide them towards professional assistance tailored to their needs.

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How does it work?

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Step 1

We begin with a complimentary, confidential consultation to understand your situation involving unsecured financial obligations. This allows us to evaluate potential legal solutions.

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Step 2

If your circumstances qualify, we'll introduce you to a reputable law firm from our partner network. These firms specialize in scrutinizing and challenging unsecured obligations through legal means.

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The law firm will then take over, guiding you through their proceedings with transparency. Their experienced legal team will advocate on your behalf, pursuing strategies to mitigate your unsecured financial burdens.

Step 3

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Reviews

‘Vivacity Group have always been good to us, they keep in touch to make sure we are ok and everything is up to date’.

Mary

‘VG has brilliant customer service! They make sure you feel comfortable and answer as many questions as possible.’

Neil

‘I can’t fault Vivacity Group’s customer service, second to none!’

Robert

FAQs

What is Debt in Contention?

Debt in Contention is a legal process that allows individuals to challenge the validity of their unsecured debts, such as credit card debts, personal loans, and overdrafts. If successful, the debts can be written off or significantly reduced.

Who is eligible for Debt in Contention?

Debt in Contention is typically suitable for individuals who have unsecured debts that have been passed on to third-party debt collectors or legal firms. It is also an option for those who have doubts about the legitimacy of their debts or feel that they have been treated unfairly by creditors.

How is Debt in Contention different from debt management plans or IVAs?

Unlike debt management plans or Individual Voluntary Arrangements (IVAs), Debt in Contention does not involve negotiating with creditors or making repayments. Instead, it challenges the legal standing of the debt itself, potentially resulting in the debt being written off entirely.

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Phone

0161 706 0542

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Disclaimer


The information provided on this website is for general informational purposes only and does not constitute financial advice. Vivacity Group Limited does not offer financial advice, nor are we solicitors. Our role is to identify individuals who are experiencing difficulties with their unsecured debts and to refer them to qualified law firms that can provide the necessary legal assistance.